About Us


ALL INDIA MSME ASSOCIATION (aima-MSME) is founded by Dr. Avinash K. Dalal ( Nallawala ); Former Director- Dena Bank, Central Cottage Industries Corporation of India ( CCIC ) – PSU & Former Member of National Board of MSME ( NBMSME ), with the aim & object for the growth, development & progress of MSME sector and MSME Entrepreneurs.with the aim & object of growth, development & progress of MSME sector. “MSME sector is considered to be the Back Bone of Indian economy.”

We make representations to Central / State Government and Semi-public authorities, Executive and Legislative, on any matter directly or indirectly affecting MSME sector.

aima will act as a think tank to provide necessary inputs for the development and growth of MSME sector & conduct the survey & prepare research report as well as white paper on the opportunities, challenges, various issues & problems for taking up with the concerned State/Central Government Departments.

aima MSME Vision Statement: “As an apex Chamber of Commerce, Industry and Agriculture of the Nation, We will facilitate in all sectors for sustainable prosperity through collaborative efforts, knowledge based skills, modern technology and ethical means”.

Dr. Avinash K. Dalal ( Nallawala ) recently nominated as Advisory Committee Member at GITAM University (Hyderabad Campus) & Member on the Management Council of Dr Homi Bhabha State University, Mumbai.


Letter from Principal Secretary to the Governor Raj Bhavan Mumbai on Nominated as Member on the Management Council of Dr. Homi Bhabha State University

Letter from Dr. Homi Bhabha State University, Mumbai on Nominated as Member on the Management Council of Dr. Homi Bhabha State University


aima MSME has been established with the Mission to empower MSME,s to achieve Organisational and Business Excellence, Share Expertise and provide innovative solution for major problems affecting their business. It also provides a platform for Networking with their counterparts in India and abroad.

aima MSME will provide information & assistance for the opportunities provided by MSME ministry, & National Small Industries Corporation (NSIC)/Mudra Bank in various sectors with data & relevant inputs on development, growth & progress of MSME’s

aima MSME will strive to give high priority & monitor issues concerning the governance to improve delivery mechanisms & redressal of grievances of the MSME sector in close co-ordination with the state/central government to encourage young entrepreneurs, self employed Individuals in the MSME sector.

To Encourage, Motivate, & Inspire Existing as well as Upcomming Entrepreneurs to move in to the Second Rank of Leadership for building the carrier as MSME Entrepreneur and to become a job provider and not job seeker.

Bring SME sector under one roof / umbrella for better effective approach to local authority / State & Central government to achieve their common goal for the growth, development & progress of different segment of Industries under SME sector.

To co-operate with other Micro & Small Medium Enterprises Associations in India with an intention to further the objectives of the aima-MSME & with this end in view to affiliate groups & bodies, also by getting itself affiliated to any national body if considered necessary.


  1. AIMA-MSME makes Representations to Central / State Government & Semi-Public Authorities, Executive
    and Legislative, on any matter directly or indirectly affecting MSME sector.
  2. AIMA-MSME also acts as a THINK TANK:
    • To Provide necessary inputs for the development and growth of MSME sector
    • To Conduct Survey & Prepare research report on the opportunities, challenges, various issues & problems, in order to take up with the concerned State/Central Government Departments.
    • To create awareness and to educate MSME’s regarding various schemes offered by Government of India – MSME Ministry, NSIC & Mudra Bank.
    • To Provide Consultancy to MSMEs, through our Think-Tank for Project Reports as required for Startups, as a reference to the Initiatives on “Stand Up India” and “Make In India” & with the recent Initiative on Atmanirbhar Abhayan ( Become Vocal of Local Products & Go Global.)
    • To Support MSMEs in NPA related matters and any other issues with the BFSI.
  3. Highlight issues & solutions to redress them.
  4. Consultative and Interactive meets with the concerned Ministry and officials and Policy makers.


  1. Promotional Activities for Growth, Development & Progress of MSME Sector.
  2. To identify Job opportunities in MSME Sector.
  3. To find out the possibility for SME units to set up Ancillary units for Value Added products with the support of the Large Scale Corporate Sector.
  4. Promote Public Private Participation (PPP) in the up gradation of Industrial Training institute (ITI).
  5. Conduct Exhibitions, Seminars & other Events in co-operation with NSIC and Chamber of Commerce Trade & Industry.
  6. Entrepreneurship Development: – aima-MSME is looking to bridge the gap between corporate and students by encouraging Entrepreneurship in India and will be supporting such initiatives as social cause.
  7. Establish bilateral trade: – To arrange interactive meetings / dialogue with Foreign Trade Promotion Consulate Generals of various Countries, Delegates & for arranging B to B meetings ,which will enable to work together for betterment of bilateral trade and commerce between India and Various Nations.

The detail number of the AIMA MSME members as under

Name Numbers
AIMA MSME Members 121
Honorary Members
 i) Social Segment 5
 iii) Hon. Minister’s 6
 iii) Successful Male Entreprenuers 19
 iv) Successful female Entreprenuers 5
 v) Popular Finance Minister 1
 vi) MSME Friendly Bankers (on 31st Jan 2014) 6
 vii) MSME Friendly Government Officials 11
 viii) Honorary Reciprocal Members Institutes / Association 8
 xi) Renowned Edcationalist / Professionals 5
 x) Honorary NRI Members at Abroad (US) 1st May 2018 7
Total  73
Association Membership
 i) Association of Small & Medium Chemical Manufacturers (Asmechem) 250
 ii) Bombay Industries Association (BIA) 1200
 iii) Silvassa Industries & Manufacturers Association (SIMA) 400
 iv) Madras Hire Purchase Association (MAHA) 1200
 v) Punjab Haryana Finance Companies Association (PHFCA) 20
Total  3070
Name No.
Hon. Reciprocal Members institutes / Association
 i) Institute of Cost Accountants of India (ICAI) Date : 31st January 2016 At Vigyan Bhavan, Delhi.
 ii) India Business Group (IBG) Date : 9th March 2016 At Sofitel Hotel, Mumbai.
 iii) Bankers Institute of Rural Development (BIRD) At BIRD auditorium Lucknow on Date : 9th November 2017
 iv) Employers federation of India (EFI) 21 March 2018 at Mumbai
 v) Federation of Kutch Industries Associations (FOKIA) 22nd July 2019 at Mandvi (Kutch)
 vi) Indian Chamber Of International Business (ICIB) 21st August 2019 at Radio Club (Mumbai)
 vii) Kaylan Ambernath Manufacturers Accociation 6 Dec 2020 at Radio club
 viii) Udyog Mitra Sansta 30 Dec 2020 At KAMA Auditorium Dombivali
 ix) Goa State Industries Association (GSIA) 17 March At Goa GSIA Office
 x) Goa Chambers of Commerce and Industry (GCCI) 19 March At Goa GCCI Office


Sr. No. Membership Category Who Can Apply for Member? Life Membership Subscription
Admission Fee
i MSMEs Micro Small & Medium Entrepreneurs. Manufacturers. Exporters.  Importers.  Professionals.  Buying Agents. Distributors.  Suppliers Providers. Micro and Tiny Enterprise. Individuals. Prospective Entrepreneurs. Rs. 12,000/-
Rs. 3,000/-
Rs. 15,000/-
ii Association Organization Chamber of Commerce. Trade & Industry. NGOs and Other Local Organizations. Rs. 15,000/-
Rs. 1,000/-
Rs. 16,000/-
iii Honorary By Invitation Only Not Applicable


Register with us to get life membership under categories
SMEs, Associate Organisation & Honorary

What is MSME? Meaning, Features, Role and Importance in India.

In India, MSMEs contribute nearly 8% of the country’s GDP, around 45% of the manufacturing output, and approximately 40% of the country’s exports. It won’t be wrong to refer them as the ‘Backbone of the country.’

The Government of India has introduced MSME or Micro, Small, and Medium Enterprises in agreement with Micro, Small and Medium Enterprises Development (MSMED) Act of 2006. These enterprises primarily engaged in the production, manufacturing, processing, or preservation of goods and commodities.

MSMEs are an important sector for the Indian economy and have contributed immensely to the country’s socio-economic development. It not only generates employment opportunities but also works hand-in-hand towards the development of the nation’s backward and rural areas. According to the annual report by the Government (2018-19), there are around 6,08,41,245 MSMEs in India.

MSME Challenges

  • Absence of adequate bank credit / finance.
  • Limited knowledge of business.
  • Non-availability of technology support.
  • Complex taxation norms.
  • Lack of Marketing skills.
  • Constraints on expansion of business.
  • Non-availability of skilled labour.
  • Lack of support in creating skill development
  • Poor/ inadequate logistics infrastructure
  • Complex legal norms.

MSME Existing Schemes introduced by Government.

  • Prime Minister Employment Generation Programme ( PMEGP) and Other Credit Support Schemes. (4)
  • Development of Khadi, Village and Coir Industries (11)
  • Technology Upgradation and Quality Certification.(9)
  • Marketing Promotion Schemes (3)
  • Entrepreneurship and Skill Development Programme.(1 )
  • Infrastructure Development Programme. (1 )
  • Schemes of Surveys, Studies and Policy Research. (1 )
  • Protection against delayed payments ( 45 Days Criteria )
  • Hefty 50% subsidy on Patent registration
  • 1% exemption on interest rate on overdraft
  • Industrial Promotion subsidy
  • Concession in electricity bills
  • Reimbursement of ISO Certification charges.
  • Classification of advances into NPAs.
  • Reservation policies to manufacturing sector.
  • GST Benefits.

Benefits proposed for MSMEs under:
Atmanirbhar Bharat Abhiyan by Hon’ble FM on 13th-May-2020

Earlier as per MSME Act, businesses were classified on the basis of investments in plant and machinery/ equipment.
Now, Turnover criteria has been added to the definition of MSME.

Change in the Definition – Classification of MSME
Description Old New announcement
Micro Enterprise Investment ≤ 25 Lakh for Mftg.
and ≤ 10 Lakh for Services
Investment < Rs. 1 Crore and
Turnover < Rs. 5 Crore
Small Enterprise Investment ≤ 5 Cr. for Mftg.
and ≤ 2 Cr. for Services
Investment < Rs. 10 Croreand
Turnover < Rs. 50 Crore
Medium Enterprise Investment ≤ 10 Cr. for Mftg.
and ≤ 5 Cr. for Services
Investment < Rs. 20 Crore and
Turnover < Rs. 250 Crore

Recent Benefits proposed for MSMEs under:
Atmanirbhar Bharat Abhiyan by Hon’ble PM on 13-May-2020

  1. Emergency Credit Line to Businesses /MSMEs from Banks and NBFCs upto 20% of entire outstanding credit as on 29.02.2020 – Collateral free automatic loan -MSME with turnover upto 100Crore, 4 year tenure with 1(one) year moratorium of principal, Interest shall be leviable – scheme to be availed upto 31st October 2020 (Total Rs. 3 lakh crore for 45 lakh MSMEs).
  2. Subordinate debt for stressed MSME – Rs.20,000 crore for 2 lakh MSME and 4,000 crore  under CGTMSE scheme.
  3. Equity infusion in MSME with viable business– through Funds of funds with corpus of Rs. 10,000 crores equity
  4. Govt. Procurement upto Rs.200 crores – (Global tenders being disallowed )
  5. Receivables from GOI & CPSE will be released in 45 days.
  6. E-market linkage for MSMEs will be promoted to act as a replacement for trade fairs and exhibitions.

Other Measures:

  1. PF Contribution by the Govt: (24% of monthly wages to be credited into their PF accounts for next three months for wage-earners below Rs 15,000 p.m. in businesses having less than 100 workers)
  2. Advance to Workers from PF A/c. : 5 Cr. workers registered under Employee Provident Fund (EPF) to get non-refundable advance of 75% of the amount or three months of the wages, whichever is lower, from their accounts.
  3. Income Tax Refunds Immediate : All the pending income-tax refunds up to 5 lakh will be done, immediately benefiting around 14 lakh taxpayers.
  4. Immediate Duty Draw Backs : Implemented “Special Refund and Drawback Disposal Drive” for will be done, immediately benefiting around 14 lakh.
  5. Extension of Due Dates for GST Monthly filings to end of June 2020.
  6. 24*7 custom clearance till 30th June 2020
  7. Term Loan payment moratorium of 3 Months.
  8. Reduction of TDS and TCS Rates by 25% from 13th May 2020 to 31st March 2021.
  9. Due dates extended:
    ITR for FY 2019-20 from 31st July 2020 & 31st October 2020 to 30th November, 2020
    Tax audit from 30th September, 2020 to 31st October,2020.